Let's see... What did I have... Front to rear... (I obviously was not too concerned about packing lightly -- it was 100 pounds total, including bike and fanny pack...) This is from memory, so it might not be 100% complete...
EVERYTHING was in stuff sacks or double zip-lock bags. And I really did carry more than one of the things I thought important (like compass, lights, toothbrush, etc.).
A lot of times, I also carried an extra bottle of Gatorade, in addition to all my water. Meals for the day were usually just strapped on top of everything (along with the clothes that were drying from the day before). The low water mark for food and water was usually two or three bottles of liquid and a half dozen power and candy bars, plus maybe two or three more substantial snacks. High water mark would include over 10 pounds of groceries and drinks -- after we had divvied things up -- but this was usually only for a short trip to the campground, etc. Also, after a maildrop, we often had to ride with that much more again...
The stuff...
me:
helmet
bike gloves
bike shoes
sunglasses/chums
wristwatch
fanny pack:
camera
film
journal
address book
pen
current map
suntan lotion
insect repellent
waist pack:
cell phone
wallet
pen knife
jack knife
small locks (for tent, etc.)
lightstick
lighter
keys
pen
paper
altimeter
drugs
toothbrush
toothpaste
small flashlight
compass
hard candy
bike:
mirror
front and rear racks
bungee cord
tie straps (4)
water bottles and cages (2)
cable lock
pie plate (!!!)
seat bag:
scabs
conventional patch kit
spare tube
tire irons
co2 pump
presta/schrader adapter
allen wrenches
chain tool
spoke tool
freewheel tool
chain lube
small wrenches
small screwdrivers
front rack:
thermarest (full length)
radio/cassette player w/ 4 D batteries
spare nalgene bottle
teva's
hat
camping towel
dog beeper
rear rack:
sleeping bag
safety vest
safety triangle
spare tire
front pannier left (city clothes):
top:
misc. candy bars, etc.
bottom (in stuff sacks):
jeans (1)
underwear (2)
cotton pants (1)
cotton shirt (1)
cotton shorts (1)
tank tops (2)
long socks (1)
warm socks (1)
wool gloves
fleece hat
headband
front pannier right (bike clothes):
top:
misc. candy bars, etc.
bottom (in stuff sacks):
bike shorts (2)
bike tops (2)
bike underwear (2)
rain top
rain pants
short socks (3)
fleece pants
long underwear top and bottom
rear pannier left:
top:
misc. food, etc. (one or two meals)
small cable lock
bottom:
fleece top
bathroom bag:
first aid kit
soap
shampoo
deodorant
toothbrush
toothpaste
body lotion
razor and blades
nail clippers
hairbrush
scissors
tool bag:
spare spokes (4)
front and rear lights
spare chain (long story...)
spare wheel bearings (long story...)
wheel bearing grease (long story...)
cone wrench
small vice grips
medium needle nose pliers
real screwdrivers
lightsticks (2)
spare cable
lighter
chain lube
seam sealer
duct tape
spare skewer
outside:
trowel
bike pump
rear pannier right:
top:
maps
gps
compass
Walkman
cassette tapes (4)
eyeglasses (in case)
extra zip lock bags
spare batteries
bottom:
tent
ground cloth
spare tubes (2)
power bars (4)
personal stuff:
drugs (allergy, cold, cough, stomach, pain, etc.)
disposable contact lenses
toilet paper
kleenex
wet wipes
outside:
trash